Sam's Compliance Corner
Resources

Helpful links

The websites and searchable databases compliance professionals rely on most, so you can research exactly what applies to your industry.

Directory4 references Sam uses most
01 · Examination guidanceFederal interagency council

FFIEC – Resources & Tools

The Federal Financial Institutions Examination Council (FFIEC) is an interagency body made up of the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau. The Council's central mission is to promote consistency in examination activities.

Usually used for
  • Preparing for regulatory exams and audits
  • BSA/AML program guidance and exam procedures
  • HMDA geocoding and APR/APY calculations
Common industries
  • Banks
  • Credit unions
  • Mortgage lenders
  • Thrifts
Popular tools
  • BSA/AML InfoBase
  • IT Handbook InfoBase
  • Geocoding/Mapping (HMDA)
  • Computational Tools (APR/APY)
  • Reporting Forms
  • Cybersecurity Awareness
  • Enforcement Actions & Orders
FFIEC.gov (opens in a new tab)
02 · Federal regulationsOffice of the Federal Register

Code of Federal Regulations (CFR)

The CFR is the official, codified compilation of general and permanent rules published in the Federal Register by U.S. federal agencies. It is divided into 50 titles, with Title 12 covering Banks and Banking and Title 17 covering Commodity and Securities Exchanges.

Usually used for
  • Reading the exact text of a regulation (e.g. Reg Z, Reg E, Reg CC)
  • Checking current requirements before updating policies or disclosures
  • Citing rules in procedures and audit responses
Common industries
  • Banks
  • Credit unions
  • Consumer lenders
  • Securities firms
eCFR.gov (opens in a new tab)CFPB Interactive CFR (opens in a new tab)

The CFPB Interactive CFR is a more user-friendly, regularly updated copy of all CFPB regulations.

03 · Federal statutesU.S. House of Representatives

United States Code (USC)

The United States Code is a consolidation and codification by subject matter of the general and permanent laws of the United States.

Usually used for
  • Finding the law a regulation is based on
  • Researching statutes like TILA, FCRA and FDCPA
  • Understanding statutory definitions and penalties
Common industries
  • Law firms
  • Collection agencies
  • Lenders
  • All regulated businesses
US Code (opens in a new tab)
04 · Plain-language analysisFederal Reserve System

Consumer Compliance Outlook

Consumer Compliance Outlook is a Federal Reserve System publication dedicated to consumer compliance topics.

Usually used for
  • Staying current on regulatory changes
  • Plain-language explanations of complex rules
  • Training material for compliance staff
Common industries
  • Banks
  • Credit unions
  • Compliance teams
Consumer Compliance Outlook (opens in a new tab)